Inspiring Financial Freedom Credit Repair is changing the game of the professional credit repair industry. Our ingenious strategies help millions of Americans get their credit act together with powerful tools and 24/7 expert assistance. We prove that credit repair does not need to be a pesky business under ridiculous contracts without precise methods and satisfactory results. To help you meet your credit score goals. Our credit repair services can help you work to remove the inaccurate or unverifiable negative items listed on your credit report. As well as help you in building a great credit profile.
Credit Repair FAQ
How much does it cost to repair my credit?
We have a document processing fee of $199 ($275 Couple).
Month to month service fee of $99 ($175 Couple) beginning 30 days after initial fee is paid.
What Can be removed from my credit reports?
Outdated Personal Information, Collections, Late payments, Charge Offs and More!
What can I do during the process to help improve my credit?
We can assist in getting you credit builder accounts, to assist with building credit.
Do I have to pay for credit monitoring monthly?
Yes, it is advised that you pay your credit monitoring service monthly. By doing so we can keep track of real time changes going on with your credit report. If you do not have credit monitoring, we cannot continue to provide credit repair service.
What should I be doing in the process?
While you are in the credit repair program you should not be acquiring new debt unless it is referred by us. We will sit down and have a reevaluation of your account to see if its time to start building Credit.
How is my credit score calculated?
35% Payment History
30% Utilization 15% Credit Age
10% Inquiries 10% Mix of Credit
What can I do to help increase my score?
Pay your bills on time, pay down credit card debt balances and/or build positive credit history.
What is the credit consultation for?
So that we are able to view your full credit file and determine what our plan is together to best take care of your credit.
How soon should I start seeing results?
You should start seeing some results within 45 days. But again, each person’s situation is different.
Can an item come back after it is removed?
In most cases negative items will not come back. If the creditor validates the account, it is possible that it may show back up on your credit report. However, before the account is placed on your credit report again, you should receive a letter in the mail from that creditor 5 days before it is reported with details regarding the account.
Do you guarantee that you can get all items removed?
We guarantee that we will work our best to get you the best results but there is no guarantee that any items will be removed.
What do I say to a debt collector when they call?
GET OFF OF THE PHONE. DO NOT discuss any information over the phone.